Your Legal Helpers sponsoring Fort Worth bankruptcy lawyer can get you the advantages of Chapter 13 -- an interest-free debt repayment plan. By filing Chapter 13 on your behalf, he can help you consolidate your debts and pay them off over a 3 to 5 year period. Your Fort Worth bankruptcy lawyer will also explain that while you're in a Chapter 13 debt repayment plan, your creditors cannot collect from you and are required by a Federal Court order to adhere to the terms of the plan.
For a qualified Fort Worth bankruptcy lawyer contact Legal Helpers
Use this financial evaluator to see if you should consider bankruptcyYour Fort Worth bankruptcy lawyer will meet with you for free to see if Chapter 13 is the best strategy for your current situation. As an experienced bankruptcy lawyer, he has helped hundreds of other clients deal with similar problems. For Chapter 13 bankruptcy, you must be working or have a consistent source of income for your repayment plan to be approved by the court. Your Texas bankruptcy lawyer will point out that not only must you be able to pay for your monthly living expenses, but you must also be able to make a payment to the court to consolidate your debts.
Debts that are generally consolidated in a Chapter 13 bankruptcy are mortgage arrears, balances on vehicle loans, student loans, credit card debts and other unsecured debts. All outstanding debts must be included in the Chapter 13 repayment.
Stop foreclosure immediately.
If your home is presently in foreclosure, a Chapter 13 filing will stop the foreclosure any time prior to the sale, and allow you to repay your mortgage arrears through your Chapter 13. You will still be obligated to make all future mortgage payments directly to the mortgage company, but they may not foreclose to collect any outstanding mortgage payments.
Save your car
If the "repo" man is looking for your car, a Chapter 13 will also stop the finance company from repossessing your car. The past due payments and the entire balance on your vehicle loan will be consolidated into the Chapter 13, which you will pay off over the next three to five years. The vehicle finance company can no longer repossess your car. Only one payment is made, and that is to the Chapter 13 trustee. Under certain circumstances we can even recover your vehicle after repossession and consolidate the remaining balance.
Stop creditor harassment
If creditors are calling at all hours, you can put an end to it immediately simply by hiring Legal Helpers to represent you. Upon retaining our services, we provide you with a special telephone number so that you can refer your creditors to us. We will keep the creditors off your back, and you can stop paying your creditors immediately.
Legal Helpers is the nation's largest and most sophisticated consumer debt consolidation practice. We have helped over 40,000 clients discharge over $500,000,000 in debt. Every one of our Texas attorneys will aggressively represent you. We understand how to use the laws to save your home and possessions.
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