Thursday, June 28, 2007

Experienced Dallas bankruptcy lawyers at Legal Helpers

The law firm of Legal Helpers has sponsoring Dallas bankruptcy lawyers that have extensive backgrounds in a wide variety of debt consolidation issues and bankruptcy filings. As the largest consumer debt consolidation law firm in the country, specializing in Chapter 7 and Chapter 13 bankruptcy filings, you can be assured that all of our Dallas bankruptcy lawyers are experienced in the business.

Legal Helpers Dallas bankruptcy lawyers are experienced in all aspects of consumer debt consolidation laws. Our Dallas bankruptcy lawyers will work as aggressively for you.

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Working for your interests

When you hire the Texas bankruptcy lawyers from Legal Helpers, you are ensured that they will work for your best interests. Many debt consolidation programs are sponsored by creditors, and are not interested in your welfare. The Texas bankruptcy lawyers from Legal Helpers will study your finances carefully, explain your alternatives and then suggest solid, practical solutions to your problems. Legal Helpers has literally helped thousand of clients, discharging millions of dollars. We have the background and expertise to really protect your interests, not those of your creditors.

Many debt consolidation programs are private entities, sponsored by creditors and don't have the same strict legal requirements to protect borrowers interests. These agencies are biased toward keeping their clients paying their creditors rather than filing for protection. Plus, the fees can be steep, usually about 10% of the total loan.

Beware - not all credit counseling plans are equal

A good credit counseling plan can be beneficial if it is set up properly and the payments manageable. People with debts totaling over $5,000 should consult with an attorney specializing in Chapter 7 and Chapter 13 bankruptcy filings before entering into a credit counseling program. The Texas bankruptcy attorney will help determine if they can afford a debt consolidation program and if it fits their needs and interests.

Legal Helpers - the largest and most sophisticated Chapter 7 and Chapter 13 practice

Legal Helpers can help you file for protection for any and all of the 50 states. A Chapter 13 filing can consolidate all your past due payments and balances and give you between 3 and 5 years to pay them off, and any cosigners receive the same legal protection. This can help stop wage garnishments, car repossessions, home foreclosures, creditor lawsuits and bill collector harassment.

A Chapter 7 is one of the most effective ways to immediately stop garnishments. Garnishments can diminish your hard-earned income making it nearly impossible for you to afford basic necessities. By filing a Chapter 7 and stopping the garnishment, you will be able to use your income for more important necessities in life and start saving for your family's future.

Fresh starts at reasonable flat rates with payment options

We will always give you an estimate, free of charge, before we begin. Unlike other firms, we offer you a choice of payment options and allow you to pay through a flexible payment plan. We have helped over 40,000 clients eliminate over $500,000,000.

Legal Helpers is one of the few firms that assists their clients in finding lenders that are willing to extend credit to debtors after the process is complete. A list of mortgage brokers, car dealerships and credit card companies that we have found helpful to our past clients is located in our Resource Center. Our Resource Center also contains other informational links for your road to a fresh start.

Here are some tips to successfully reestablishing your credit

1. Open a checking or savings account.

2. Apply for store and gas credit cards that you would normally pay cash

3. Pay your utility bills and rent on time for at least a year.

4. Write a letter to each credit reporting agency explaining the circumstances that lead to you filing.


http://www.legalhelpers.com/legal_helpers/dallaslawyers.html