Thursday, June 21, 2007

Your complete resource on Nevada bankruptcy laws, attorneys and advice

From Nevada bankruptcy legal advice to recent articles on new legislature and changes in the Nevada bankruptcy laws, Legal Helpers is your one-stop resource on all matters concerning bankruptcy and debt consolidation. Legal Helpers is a nationally known consumer law firm, specializing in Chapter 7 and Chapter 13 Nevada bankruptcy court filings.

Flexible payment options on Nevada bankruptcy filings.

Our Nevada bankruptcy attorneys will quote you a fee estimate without charge and without obligation. No matter how our Nevada bankruptcy attorneys negotiate our fees with you, our first obligation is to get you relief from your creditors as quickly as possible. So when you are ready to finally get relief, or are even thinking of doing so, don't hesitate to contact our experienced attorneys for your consultation with no obligation.

We believe that consumer debtors should not have to pay excessively high rates for bankruptcy filings. Our attorneys are able to provide the highest level of legal representation at a fraction of the cost of other law firms by utilizing state-of-the-art technology along with very experienced Nevada attorneys.

The experience that counts

Legal Helpers has helped over 40,000 clients eliminate over $500,000,000 in debts. Our lawyers will explain your alternatives and suggest solid, practical solutions to solve your financial problems. Our state-of-the-art computer systems, experienced attorneys available six days a week and 24-hour information line help make Legal Helpers a very viable solution to your financial problems.

Not all debt consolidation programs are created equal

There are many programs and loans available to help you get out of debt, but before you choose one, make sure you understand fully what you are signing.

  • Home equity loans and second mortgages all require you to pledge your home as collateral. The bank or creditor acquires a lien on the property and if you default on your payments, you can loose your home through foreclosure.

  • Credit card balance transfers allow you to reduce your interest by transferring your debts onto a new credit card. While you might be saving a few percentage points in lower interest, you still owe the same principle amount and a new credit tends to encourage people to charge more, and get into more debt.

  • Debt consolidation loans are really just personal loans that allow you to consolidate your debt into one monthly payment. Interest rates on these loans are usually very high and there are often hidden fees.

  • Credit counseling agencies are sponsored by credit issuers and make the majority of their income collecting fees from creditors on whatever the debtor repays. These agencies want to keep you paying and rarely recommend filing for Chapter 7 or Chapter 13, even if it would be in your best interest.

"I originally contacted Legal Helpers three years ago and they stuck in my head. The attorneys were personable, the prices were reasonable, and they were very accessible to me. I felt that Legal Helpers knew what they were talking about and that I could rely on them for bankruptcy, personal injury and other areas of the law. I feel that this firm can handle many issues."

http://www.legalhelpers.com/legal_helpers/nevadabankruptcy.html